The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Success Strategies: Start planning Now Using Life Insurance as part of a potential business succession strategy Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances.